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Publications​

Here is a list of publications that have used the GCCP dataset:

  • Fonseca J., "Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions" (2023). Journal of Finance, 78: 63-103 | link
  • Fonseca J. and Lui L., "Mortgage Lock-In, Mobility, and Labor Reallocation" (June, 2024) Working paper | link
  • Hardiman A,. "The Effect of Public Health Insurance on Individual Consumption: Evidence from Medicaid Expansion" (April 8, 2024). Working paper. | link
  • Howard G. and Shao H., "The Dynamics of Internal Migration: A New Fact and its Implications" (September 15, 2023). | link
  • Bhardwaj S. and Tabak D., "Effect of Redetermination of Safety-net on Financial Distress and Local Crime: Evidence from Indiana" (October 12, 2023). Working paper. | link
  • Xie S., Xie V.W. and Zhang X., "Extreme weather and low-income household finance: Evidence from payday loans." Bank of Canada (January 8, 2024). Working paper. | link
  • Correia F., Han P. and Wang J., "The Online Payday Loan Premium" (March, 2024). Working paper. |link
  • Mabille P, Liu L and Fonseca J., "Unlocking Mortgage Lock-In: Evidence from a Spatial Housing Ladder Model" (June 21, 2024). Working paper. | link
  • Wang J. and Fonseca J., "How Much do Small Businesses Rely on Personal Credit?" (2024). Working paper. | link
  • Gibbs C., Guttman-Kenney B., Lee D., Nelson S., van der Klaauw W. and Wang J., "Consumer Credit Reporting Data" (2023) | link | guide

Acknowledgements​

If you use this dataset in your research, please acknowledge the GCCP dataset via DSRS. Email us for any queries or to share your publication with us.

Additionally, this document benefited from the foundational work led by Professor Jialan Wang and Professor Julia Fonseca, to whom we extend our gratitude.